Fractional CFO Services in McKinney, TX

    Senior financial leadership for McKinney business owners who need forecasting, margin analysis, and decision support — without carrying a full-time CFO salary.

    Book a 20-Minute Financial Alignment CallMcKinney overview

    What McKinney owners are dealing with

    McKinney owners typically need forecasting and margin visibility as they scale past the point where the owner can hold the numbers in their head, plus reporting a bank will accept for growth financing.

    What's included

    • A 13-week cash flow forecast maintained against actuals, not built once and abandoned
    • Budget versus actual reporting with variance explained in plain language
    • A KPI dashboard limited to the measures that actually change decisions
    • Pricing, margin, and owner compensation review
    • Lender, investor, and board reporting packages
    • A recurring advisory call where the numbers turn into a decision

    Signs it's time

    • You are making hiring, pricing, or borrowing decisions without a forecast
    • A lender, investor, or buyer has asked for reporting you can't produce quickly
    • The books close on time but nobody is turning them into decisions
    • Multiple entities make it hard to see the whole picture in one place

    Questions McKinney owners ask

    What does a fractional CFO cost in McKinney?

    Fractional CFO engagements generally start at $5,000 per month and scale with entity count, reporting cadence, and how much decision support you want. That is a fraction of a full-time CFO's total compensation, and the scope is set before you commit.

    Do I need to move my bookkeeping to you as well?

    Not necessarily, but advisory work is only as good as the books underneath it. Most clients have us maintain the monthly close so the forecast and the KPIs are built on numbers we stand behind.

    How often do we actually meet?

    A standing monthly or twice-monthly advisory call is typical, with additional working sessions around budgeting, a financing conversation, or a transaction.

    Can you support a McKinney business with multiple entities?

    Yes. Multi-entity owners are a core part of our work — intercompany discipline, consolidated reporting, and a single view across operating, holding, and real estate entities.

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    The Aligned Ledger is not a CPA firm and does not provide tax preparation, payroll processing, or attest services.