The Aligned Ledger bookkeeping and fractional CFO services in Dallas-Fort Worth
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    Fractional CFO for Small Business

    Strategic financial leadership for growing businesses — without the $200K+ price tag. Get a CFO who knows your numbers, understands your goals, and helps you make confident decisions.

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    Choose the right starting point

    Fractional CFO guidance looks ahead

    This service is designed for businesses with dependable records that need cash forecasts, scenarios, budgets, and financial context for decisions. It builds on the close rather than replacing bookkeeping or controller review.

    • A near-term hiring, pricing, or expansion decision needs financial context
    • Cash timing or downside scenarios need regular review
    • Leadership needs a clearer planning and performance cadence

    Still stabilizing the close?

    If accounts are unreconciled or monthly statements are not dependable, bookkeeping and close support may be the better first step before adding forecasts or scenario work.

    Compare bookkeeping support

    For an initial conversation, bring a high-level summary of your business model, entity count, current reporting cadence, financial tools, and the decisions ahead. You do not need to send bank credentials, tax returns, or other sensitive records before a secure handoff process is agreed.

    Fractional CFO meaning and roleHow a 13-week cash forecast works13-week cash flow modelMonth-end close checklist

    The Aligned Ledger is not a CPA firm and does not provide tax, legal, investment, attest, or assurance services. Tailored tax decisions belong with your qualified tax adviser.

    What's Included

    Cash Flow Forecasting & Scenario Planning

    Forward-looking cash projections and what-if modeling so you can anticipate shortfalls and capitalize on opportunities.

    Budgeting & Annual Planning

    Annual budget development, quarterly reforecasts, and variance analysis tied to your strategic objectives.

    KPI Dashboards & Performance Reviews

    Custom dashboards with monthly reviews to track the metrics that drive your business forward.

    Pricing & Profitability Analysis

    Deep-dive analysis into pricing strategy, margins, and cost structure to identify profit levers and growth opportunities.

    Investor & Lender Readiness

    Board-ready reporting, financial models, and due diligence preparation for capital raises, acquisitions, or exit planning.

    Strategic Decision Support

    Financial guidance on hiring, expansion, new markets, and capital allocation decisions with data-driven analysis.

    Fractional CFO vs. Full-Time CFO

    Fractional CFO
    Full-Time CFO
    Average annual cost
    $60K–$96K
    $180K–$350K+
    Onboarding time
    2–4 weeks
    3–6 months
    Flexibility
    Scale up or down
    Fixed commitment
    Expertise breadth
    Multi-industry experience
    Single company focus
    Risk
    Month-to-month
    Severance, benefits, etc.

    Frequently Asked Questions

    What is a fractional CFO?

    A fractional CFO provides strategic financial leadership on a part-time basis. You get CFO-level insight — cash flow forecasting, budgeting, KPI design, investor readiness — without the $200K+ fully-loaded cost of a full-time CFO.

    How much does a fractional CFO cost?

    Our fractional CFO services range from $5,000–$8,000+/month depending on complexity, number of entities, and scope of advisory needed. This is typically 30–50% the cost of a full-time CFO.

    When should I hire a fractional CFO?

    Consider a fractional CFO when you're past $5M in revenue, preparing for a capital raise or exit, managing multiple entities, or need strategic financial guidance beyond what your bookkeeper or CPA provides.

    What's the difference between a fractional CFO and a controller?

    A controller focuses on the accuracy of your financials — managing the close, reviewing books, and ensuring reporting quality. A fractional CFO focuses on strategy — forecasting, budgeting, pricing decisions, and financial leadership for growth.

    Quick Answers

    Plain-English answers to the questions owners ask most about fractional CFO services.

    What does a fractional CFO do?
    A fractional CFO provides part-time strategic financial leadership — cash flow forecasting, budgeting, KPI design, investor readiness, and decision support — without the cost of a full-time hire.
    How much does a fractional CFO cost?
    Typically $5,000–$8,000 per month for 20–60 hours of senior CFO time. That's roughly 25–40% of the all-in cost of a full-time CFO ($180K–$350K+).
    When should I hire a fractional CFO?
    Most businesses benefit between $3M and $50M in revenue, when CFO-level thinking is needed but a full-time hire isn't yet justified.
    How is a fractional CFO different from a controller?
    A controller looks backward (accuracy of reporting); a fractional CFO looks forward (strategy, forecasting, decisions). Most growing businesses need both functions.

    Related Insights

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    What Does a Fractional CFO Actually Do? A Concrete Guide

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    When to Hire a Fractional CFO: The Complete 2026 Decision Guide

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    7 Signs You've Outgrown Your Bookkeeper

    Growing businesses reach a point where clean books alone aren't enough. The signals it's time for controller oversight or fractional CFO support — cash flow forecasting, KPI dashboards, and strategic advisory.

    From the homepage

    How this service fits into the bigger picture — jump back to where it lives on the homepage, or keep reading the related insights.

    Fractional CFO + Strategic Finance Advisory on the homepage

    See how our layered support connects on the main page.

    The Aligned Method on the homepage

    Our step-by-step approach to getting your finances aligned.

    Insight

    How Much Does a Fractional CFO Cost in 2026? Full Pricing Breakdown

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    Industries we serve

    See how this service plays out across the verticals we know best.

    Industry

    Entrepreneurs

    Cash flow, hiring, and exit-readiness planning

    Industry

    SaaS & Startups

    Burn, runway, and board-ready financial leadership

    Industry

    Professional Services

    Partner economics and growth strategy

    Industry

    Family Offices

    Personal CFO oversight and advisor coordination

    Ready for strategic financial leadership?

    Schedule a free Financial Alignment Call to explore how a fractional CFO can accelerate your growth.

    Get Started
    The Aligned Ledger — boutique bookkeeping and fractional CFO firm in Dallas–Fort Worth

    Boutique bookkeeping and CFO advisory for business owners, entrepreneurs, and families managing multiple entities.

    Your numbers. Your story. Aligned.

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    Industries

    • All Industries We Serve
    • Professional Services
    • Wealth Management
    • Family Offices
    • Entrepreneurs
    • Construction
    • Healthcare
    • Real Estate
    • SaaS & Startups

    Locations

    • Dallas
    • Fort Worth
    • McKinney
    • Plano
    • Frisco
    • Allen
    • Addison
    • Richardson
    • Southlake
    • Prosper
    • Celina
    • Denton
    • The Colony
    • Preston Hollow
    • Irving
    • Grapevine

    Legal

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    Guides

    • What Is a Fractional CFO?
    • 13-Week Cash Flow Forecast
    • Fractional CFO in DFW
    • Multi-Entity & Family Office Bookkeeping
    • Month-End Close in Dallas
    • CFO vs Controller vs Bookkeeper
    • How Much Does Bookkeeping Cost?
    • Outsourced Accounting Services
    • Outsourced Bookkeeping for Startups

    Free Tools & Templates

    • 30-Day Onboarding Checklist
    • Month-End Close Checklist
    • 13-Week Cash Flow Model
    • Fractional CFO Decision Guide
    • CPA-Ready Books Checklist
    • Working Capital Dashboard
    • Automation Risk Checklist
    • Job Costing & WIP Tracker
    • Scope & Pricing Checklist
    • Margin Leakage Worksheet
    • Vendor & 1099 Tracker

    Client Case Studies

    • Frisco Real Estate: 7 LLCs Consolidated
    • Plano SaaS: Series A Readiness
    • McKinney Construction: WIP Reporting Fix
    • Dallas Family Office: 14-Entity Consolidation
    • Plano Multi-State: Three States, One Close
    • Fort Worth Pro Services: Back-Office Institutionalization

    Disclaimer: This firm is not a CPA firm. We do not provide tax preparation, payroll processing, bill pay services, or attest services (audits/reviews). Bookkeeping and advisory support is for management use; tax filing is handled by the client's CPA. We are happy to coordinate with your existing tax and legal advisors.

    © 2026 The Aligned Ledger. All rights reserved.

    7300 State Highway 121, Ste 300-330, McKinney, TX 75070 · (214) 264-8242