Establish
From 'I own things' to 'I manage a system.' At this stage, complexity is emerging but a full family office isn't yet needed.
Family Wealth Track
This stage is for families with $10M–$20M in total assets. You likely have a mix of liquid investments, real estate, perhaps a business interest, and various retirement and trust accounts.
You may work with multiple advisors (wealth manager, CPA, attorney) but lack a single point of coordination. Financial decisions are made reactively, and there's no consolidated view of your complete financial picture.
Monthly
Quarterly
Annually
While outcomes vary, clients at this stage commonly see:
Explore articles and case studies related to this topic.
A structured agenda for families with $10M+ in assets to review investment performance, entity structures, insurance coverage, estate plan updates, and next-gen engagement before the second half of the year.
A framework for evaluating when to keep finance in-house, when to outsource bookkeeping and controller functions, and how hybrid models work for $3M–$30M businesses.
Beyond the marketing copy — what a fractional CFO actually delivers day-to-day, week-to-week, and month-to-month. The 5 core responsibilities, monthly deliverables, and how to know if you're getting real CFO value.
Information provided is general in nature and is not legal or investment advice. Outcomes described are typical but not guaranteed and vary based on individual circumstances.